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| All
Loan Applications |
-Savings History
(i.e. 6 months statements showing savings history)
-Latest credit card statements showing balance and limit (if
applicable)
-Statements on personal loans showing repayment figures and
conduct (if applicable)
-100 points of identification [ more
information here ]
-Front page of contract (if applicable) |
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| PAYG
Employee |
-Latest computerised
pay slips X 3 or a letter signed by employer on company letterhead
confirming gross income
-Latest group certificate or tax assessment notice. |
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| Self
Employed |
-2 years personal
tax returns
-2 years company tax returns
-2 years balance sheet and profit and loss
If you are Refinancing
-6 months statements on loan to be refinanced
-Recent rates notice
If you are building
-Copy of building contract / fixed price tender
-Copy of specification and plans |
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| First
Home Buyers |
| -Birth certificate |
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| If
you are receiving income from a rental property |
| -Rental income evidence
(if applicable) or a letter from real estate agent or copy of
current rental agreement. |
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It is very
important to bring with you all of the documentary evidence listed
above. Absence of any documentation required can cause delays throughout
the entire loan process. |
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